Ripple (XRP) Explained Simply 2022

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A general video on What is Ripple (XRP) for Beginners. We talk about RippleNet, XRP Token, The Supply, Jed McCaleb, the SEC Lawsuit & more!

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▶️ W A T C H N E X T ▶️
1. What is Cardano: https://youtu.be/vtulCPeT0jE
2. What is Ethereum: https://youtu.be/9UtxwQ50c2Y
3. What is Bitcoin: https://youtu.be/Yro7rF12Tko

Technical Whitepaper: https://ripple.com/files/ripple_consensus_whitepaper.pdf

SEC Lawsuit: https://investorplace.com/2021/04/ripple-lawsuit-news-6-things-to-know-about-the-xrp-sec-case-xrp-price-predictions/

Timestamps:
0:00 – Starting Zone
0:46 – Format for Today’s Video
1:04 – What is RippleNet?
4:05 – What is XRP?
6:49 – The SEC Lawsuit vs Ripple
8:10 – Factors to Consider If You’re Thinking About Investing
9:51 – Where You Can Buy XRP
10:19 – Free Bitcoin + Stocks

1. What is RippleNet
   RippleNet was created by Ripple Labs and is the network that aims to move money as quickly as information moves.

Created in 2012, the problem Ripple was looking to solve is a pretty common one if you’ve ever sent money to someone outside of your host country.

RippleNet wants to decentralize the current system through their “consensus protocol”. In this protocol, there are nodes and validators that process and validate transactions.

They want it to have certain benefits:

• Real time settlement, so transactions take 3 seconds instead of 3-5 business days.
• Up to 1500 transactions per second across the netowrk, and the potential to scale even higher to match Visa’s transactions per second of 65k. For context, Ethereum allows for about 20 transactions per second and Bitcoin runs at 4-5 transactions per second.
• They also want it to have virtually zero transaction fees.
• Also, since XRP the currency isn’t mined – there are very little environmental concerns as well.

1. What is XRP
   XRP is the token used for representing value on the Ripple Network. This article written by Bernard Marr on Forbes sums it up better than I could:

“XRP – which is the actual cryptocurrency – is a token which is used on the Ripple network to facilitate transfers of money between different currencies.”

1. SEC Lawsuit
   The SEC has alleged that XRP is not a currency but rather, a security.

Since XRP is not a currency that you can mine, the SEC has said that the Ripple co-founders raised capital to finance the companies business and exchange XRP for non-cash considerations.

Essentially what the SEC is saying is, Hey Ripple, you’re treating XRP like a stock or equity in a company rather than a currency…. and because you are doing that, we have jurisdiction over it, and you should have registered it as a security.

That lawsuit was filed in December of 2020 and the result was that XRP was delisted off of major exchanges, including Coinbase.

1. Factors to Consider
2. Supply, SEC Lawsuit

3. Use Case is Really Strong for Ripple and XRP – with a lot of institutions using it now.

4. Lastly, you should consider the market right now – it’s currently close to all time highs, do you expect it to stay this high, get higher? Do you believe in this coin for the long haul? Do you believe in it’s mission?

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#XRP

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